Will My Homeowners Insurance Policy Cover Mold?

10/5/2020 (Permalink)

Our office staff receives several calls a week from homeowners who have discovered mold in their bathroom, on windowsills, in the attic or basement. With much attention around black mold and its potential to cause health effects, many homeowners don't want to take a chance when they see mold. However, not every home that we inspect requires professional remediation.  In some situations, we are able to recommend a safe method in which homeowners can reduce their mold exposure and/or treat it themselves.

In the cases where there has been a mold infestation and our services were required, homeowners are often surprised to discover that their homeowner’s insurance does not cover mold remediation. 

Some policies will cover mold under certain circumstances, while other policies may exclude mold. Typically, if your policy does not include mold remediation it can be added.   However, we recommend that you call your insurance agent to learn more about mold coverage.  It can be a preventative measure that can save you thousands. 

If you see signs of mold please don’t hesitate to call SERVPRO of Milford-Orange-Stratford at (203) 301-0500.